HYIP-Investment

It’s best that you familiarize yourself with the different HYIP terms that you may encounter. Not only will you understand what these terms mean but they’ll help you make a wiser decision before you start investing.

Account Balance
The balance of your account in a HYIP investment program. The funds can be used to withdraw or to invest in the HYIP’s investment plans.

Account Number
A unique number assigned to your account. Some HYIps don’t give account numbers.

Active Deposit
Money that is still actively invested in the HYIP program.

Compounding
This is the concept that one earns interest on the interest you have already earned. At first, your money grows slowly, but as time passes, your money grows more rapidly.
Example: You deposit $100 to the program with 5% interest and 25% compounding. When you receive you payment 25% will be added to your deposit and 75% you’ll receive to your account. So you’ll receive (5%*$100)*75%=$3.75 and your deposit will become $100+(5%*100)*25%=$101.25

Deposit
The funds deposited into the program.

Deposited Total
The total amount of money ever deposited into the program to date.

e-currency
Short for electronic currency.

Earned Total
The total amount of interest one’s investments have ever earned inside the program.

Exchanger
A company which is able to convert your real cash into e-currency.

Funding – When you put money into your e-currency account using an authorized exchanger.

High Yield Investment Program – High Yield Internet Program is just what it sounds like, a program offering a high yield return.

Interest – The price paid for borrowing money. It is expressed as a percentage rate over a period of time and reflects the rate of exchange of present consumption for future consumption.

Login – To login is to provide your username and password in order to have access to the back room or member’s area.

Logout – This enables you to end your session within a member’s area of a Program.

Maximum Spend – The most amount that you can pay into a program in one day.

Member’s Area – The member’s area is where you view (some or all of the following information is available) your statistics, profile, purchase positions, manage positions, withdrawal, advertising, referrals, contact us, and logout.

Minimum Spend – The least amount of money accepted in order to join the program.

Non-Compounding – Does not compute (interest) on the principal.

Payment Processor – A Payment Processor allows anyone with an email address to send or receive payments using e-currency.

Principal
The initial deposit one makes to the account. This excludes any compounded earnings added to the deposit.

Re-invest – This is the amount that you would put back into the program to cycle again.

Referral – A person that you referred to the program.

Referral URL – This is a web site link that contains your specific username or number that a referral would click on to view the program information. This enables you to get credited for their signup.

Risk – The measurable possibility of losing or not gaining value.

Sponsor – A sponsor is a person who has referred people to a program.

Statistics – The statistics shows information regarding your current program. The following information is available (some or all of the information is available) to view in your back room/member area: You view your total spends, amount paid, amount available, referral bonus, total referrals, referral URL, and if available downloads.

Total Deposit
The total amount of money on all the active deposits inside the program.

Transaction
Any single funds movement into, out of or within the system.

Withdrawal – A requested amount that would be deposited back into your e-currency account and not re-cycle through the program.